New York DMV Defensive Driving Course for Point and Insurance Reduction

6-Hour Defensive Driving Course

  • GUARANTEED 10% discount on auto policy
  • Reduce up to 4 Points on your Driving Record
  • Good for 3 Years
  • Super Easy In-person Program
  • Free Reporting to the DMV included
  • NY DMV Approved and Accepted by All Insurance Carriers

Why sign up for a Defensive Driving Course?

Are you looking to improve your driving skills and learn how to anticipate and avoid potential dangers on the road? Consider taking a defensive driving course! This type of course covers a range of topics, such as proper following distance, safe lane changing, and collision avoidance techniques. By learning these skills, you’ll not only be a better driver but also a safer one for yourself and others on the road. Plus, many insurance companies offer discounts on premiums for drivers who complete a defensive driving course. It’s a win-win situation: you improve your driving skills and save money!

Frequently Asked Questions

Our Defensive Driving course is 6 hours long as required NYS DMV.

There are short quizzes that we go through as a group. There is no final exam, so passing this course is as easy as showing up to the class.

The discount is valid for three (3) years. The you can take the course again to add another three years of discount to your insurance.

It’s a state law. Once this program is completed, insurance companies are mandated to  offer a 10% discount of auto or motorcycle liability and collision insurance. For more information regarding this, you can visit the DMV website.

This will depend on your individual policy. The state-mandated discount is 10% from the base of your collision and comprehensive portion of your policy. This number can be significant depending on the cost of your insurance.

This part is pretty simple actually!

First, take the defensive driving course.

Once your receive your official certificate of completion, submit a copy to your insurance agency.

This Point and Insurance Reduction Program (PIRP) is approved by NYS DMV and accepted by all NY insurance carriers. Not only that, this is also a National Safety Council Approved program, which makes it valid throughout all 50 states within the United States of America.

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